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Daxue Talks 51: How do China’s third party payment platforms work?

China's third party payment platforms

China’s payment platforms In this episode, Stephen Hopkins discusses China’s third-party payment platforms. China’s third-party payment fees are much lower than the west, this made us wonder how WeChat and Alipay work. Hopkins explains the technical side of these platforms in comparison to PayPal. Jump to the question: 1:10 How is Alipay and WeChat pay […]

Daxue Talks transcript #50: Understanding China’s fintech ecosystem

Chinas's fintech ecosystem

China’s fintech ecosystem Find here Daxue Talks episode 50. Steve Hopkins shares his knowledge and helps you better understand China’s fintech ecosystem. Full transcript below: Hi everyone, my name is Steve Hopkins. I’ve been operating within the Chinese fintech industry for the past several years, working at Chinese hedge funds, robo-advisors, cryptocurrency investment banks and […]

The health insurance market in China

health insurance market in China; medical insurance market in China

Overview of the medical insurance market in China The healthcare market in China is diversifying and growing rapidly. Medical expenditures reached 357 billion US dollars in 2011, and are predicted to continue growing up to 1 trillion US dollars by 2020. Healthcare in China includes both public and private sectors. With at least 95% of […]

The auto insurance market in China

the auto insurance market in China

Brief history of auto insurance in China People Insurance Company of China (PICC) provided the first local car insurance in China in the year 1950, which ended foreign monopoly in the industry. Most consumers in China were not aware of auto insurance at inception. In 1980, auto insurance in China was gradually promoted along with […]

Transformations Deeply in Need: P2P Industry in China

From the Perspective of Risk and Compliance Since 2015, China’s peer to peer (P2P) financial industry has experienced a rapid development while the risk of its industry has also started a comprehensive outbreak. Due to the lack of supervision, a lot of non-reliable platform rise in P2P industry, which caused certain loss of money and […]